Introduction
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$30,000 Nasa personal line of credit | bad credit ok🔥
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NASA PERSONAL LINE OF CREDIT👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼
www.nasafcu.com/personal/personal-loans
Video
Beautiful dreams, production s, King Sean, and we back again with another classic.
You know on this channel.
We talk about personal credit.
We talk about business credit.
We talk about anything to help you and your family get to that next level.
So before we start this video, if you would like a one-on-one with me, all you need to do is hit the description right below this video hit.
My site pick your date pick your time, we'll lock in on that personal in that business and I can help you get to that next level.
So, let's get right into the video today we're going to be talking about the Nassau Federal Credit Union, line of credit that you could get pre-qualified with a soft pull.
As you see, right above I was pre-qualified for thirty thousand dollars, APR at 12, I! Don't need it so I'm not moving forward with this application.
So let's go right down, see the products they have.
They have the personal loan.
If you want to go for personal loan, as you see, low fix monthly payments, not bad, very easy, um rate as low as 8.74 APR, very good rate I would have to say a flexible turn up to 84 months.
No origination fees, prepayment penalties, amount available up to 30, 000, quick delivery of funds.
Now you know I always explain, always try to stay away from these personal loans, any kind of loans with origination fees.
As you see right here, and as you see, it is no origination fees which is a plus, because you don't want to go out.
There go get approved for twenty thirty thousand dollars and off the back they're going to be taking some money off.
You know they're always trying to squeeze some fees into something to make money off of you, even though they're giving you money.
So, let's move right along we're going to talk about the line of credit, which I again did the pre-qualification and got approved for and right here need money for an ongoing project.
Temporary cash flow line of credit.
Allow you to pay interest only on what you borrow and have credit and reserve for ongoing and unexpected expenses.
No collateral required low minimum payments amount available up to thirty thousand dollars.
Now you know with personal loan um it's okay, but I like line of credit, because personal loan uh once you get that 30 000 to get another thirty thousand, you got to do the whole application again and with line of credit, it's like a revolving account.
You keep using that money over and over again.
So let's move right along we're, gonna get into that and then right here you got to share secure loan.
We don't need to get into that, but I should always tell you the importance of secure loans rates as low as 3.10 APR terms, up to 60 months automatic payment option, low loan rates certificate pledge loans also available.
So you know my thing about secure, um, secure loans.
Secure credit cards is great, especially in the beginning phase of really building that credit.
So let's go right up here, we're going to get back to the line of credit, but we're going to show you other options.
You can do if you're thinking about buying a car refinancing a car I'm going to show you right now go right here, go to auto, very easy and very simple again right here.
If you buying a new car, a used car 36 months, you already see the APR 37 to 63 months.
You see it 64 to 75 and 76 to 84 rates are um pretty good and you know rates are really high right now with the bank so um again, this is pretty decent rates.
I would have to say you can get lower, but they is really good.
So and, as you see right here check your rate, no impact to your credit score and if you enter refinancing, you could go right here and you can check your rates if you got a car and you're trying to refinance it.
The good thing if you get approved for this, you could take that pre-qualification letter to to the dealership and move forward and actually buy a car.
So now, I'm gonna show you what you need to do right, let's get out of here, and let's say you wanted to be a member right.
You don't have to.
This is not like Navy Federal um, where you have to have some kind of family member in it.
So let me show you right here: if you wanted to become a member, you don't need for the pre-qualification, you don't have to be a member I'm, just trying to show you if you wanted to be a member, and then right here it tells you know: I am a current retired employee at the NASA Center I'm, a member employee of the Nassau Federal Association partner company I, am related.
So current live with a NASA Federal member.
What you would do you would hit this, but you don't have to do this to get this qualification.
Just remember, I'm, just showing you these different things that they will be looking for down the road once you're um qualified for whatever you're looking for right here and it says, need another way to join.
No problem.
If you passionate about space, become an affiliate member of the National Space Society, so you're going to click right here, so this is what you're doing you know this.
So you can know you're, gonna click right here, please select and then right here, the National Space Society, that's how you're going to join right there is is easy and simple.
All they basically going to do is kind of open account for you and then you'll move forward and then you'll be a member.
It's very simple and very easy.
So, let's get out of here! I just wanted to show you that real quick, but you don't need this to be a member again just to let you know so, let's scroll right back down here and if you want the credit cards again, you could go right down here and you could check your rate, no impact very easy and very simple.
You can do this.
It should be no excuses.
Nobody should be being lazy and just to let you know, let's get out of here, let's get out of here, and let me show you, let's get back to the personal loans, the line of credit now, once you get approved for this line of credit I want to let you know now your balance.
Every month, your payment is going to be two percent of that balance.
So let's say you got the 30 000 and you maxed out the thirty thousand.
Your first payment will be two percent of that thirty thousand dollars, something that you need to know and you're, probably asking where would they be pulling from? A soft pull will be through experience once you pull that trigger.
Let me say it clearly: Once you pull that trigger.
You will receive a hard increase.
I always got to make that clear.
So you can check your rate right here and then right here you can do this vacation home improvement, moving, expensive taxes, vehicle repair, medical expenses- you know wedding whatever you know, usually when I usually do any kind of loans.
In my past, even at the beginning of my journey, I always picked Home Improvement.
It was very good uh thing to pick so go there and then right here, as you see, cash line of credit see your offer and rate and little as two minutes so right here you put your first name.
You'll put your last name, your phone number, your email, your annual income, employee status, your address.
Obviously you got to be a citizen for them to prove it, your mortgage, your rent, and then you know if you want to get a co-borrower, you know your wife, your girlfriend, you know the more the better two credit scores is better than one credit score, I always say, but if you have to do what you got to do for yourself, you do that you hit continue now.
Let me get out of here.
I want to explain something to you real quick.
So now, once you put your phone number and everything in right, I need to make this clear um they verify who you are and they send you like.
They did for me that 30 000 at the APR of 12.
Nothing is guaranteed, everything could change so once you do that they will, you know, come back and require other things.
They might need some documents from your job.
They might need some W-2s just to let you know it just don't stop at because you got pre-qualified for amount.
You know at the end of the day, these people are lending you money and they got to make sure they are repaid.
So I need to just make that clear, but at the end of the day they have all their products and you could get pre-qualified for all their products.
So this is a win-win situation.
I bring these kind of videos to y'all um, to make it easier so off the back you're, not just getting a hard inquiry, you can at least see what they talking about and then at that point you could take it from there.
So excuse me, if you are a member of the NASA NASA Federal Credit Union, get in the comments.
Tell me how which you think about it once you do this whole process come back, get in the comment and tell me what was your outcome? How much you got approved for and what you think your overall view is on it.
So again, people I'm gonna, get up out of here like comment subscribe, but for now I'm up out of here peace.
